"Thing 18: Online Applications & Tools-Online Productivity (Word Processing, Spreadsheets) Tools"

I prefer Google Docs to Zoho Writer There are literally thousands of templates to search in Google Docs: holiday lists, resumes, cover letters, budgets, business cards, photo albums, calenders, mailing lists etc. Many in various languages as French, Spanish, Russian, etc. I explored the "Holiday Gift Shopping List" and the "Cover Letters" templates. It is easy to sign up for Google Docs and use their templates or applications. These free options are a great opportunity.